Holiday list: Give the gift of life insurance!
The annual holiday search is on for the perfect gift for your children or grandchildren. You can spend a lot of time and effort buying gifts … it...
Are you prepared for winter?
Your building is probably the most valuable asset you own. Prevention of damage to your building is of utmost importance to you as a property owner....
Selling your car? Take care with title transfer
You’ve grown tired of your current ride and you’re ready to get something else. You shop around and find a car you like, but you’re not happy with...
Security systems: Take the proper steps to protect your home
Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve...
Reduce your risk before a wildfire threatens
Wildfires – unplanned fires in forests, grasslands or other environments – can threaten homes and lives. While wildfires seem to be more destructive...
Add dryer vents to your maintenance routine
You can help prevent a dryer vent fire at your club with a professional, commercial dryer vent cleaning plan. Lint buildup inside dryer...
Why is water damage such a big deal?
Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the...
What to do when buying a new or used car
Congratulations on your new car! Purchasing a new vehicle is exciting, and insurance isn’t normally the first thing on your mind. When you finally...
April showers, May flowers and spring home repairs
Spring weather brings hope for new beginnings and warmer temperatures. Plants, welcomed or not, start to burst out of their winter slumber. Sunshine...
Distractions contribute to pedestrian deaths, injuries
“I didn’t see them!” That’s usually the first thing someone says when they’ve been involved in a vehicle-pedestrian crash. The latest statistical...
Planning key to successful home renovation
Home improvement projects seem to have no season. While many big outdoor projects happen in spring and summer, homeowners may find the best time to...
Life insurance protects, offers peace of mind
Did you know most Americans (78 percent) agree that preparing financially for life’s unknowns is a way to show that you care? In fact, a little...
Earthquake: Tips to protect your family
If you live near a fault line, you likely are no stranger to tremors or other earthquake activity. Preparation may be an ongoing process for your...
Strengthen your data privacy practices
Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data...
Knowledge is power in protecting yourself from fraud
While you work hard to earn money, criminal enterprises are working hard to steal it. So let’s take a minute to brush up on the latest tricks, scams...
Holiday shopping? Tips for the store or online
Shoppers are poised to spread their time and money across both online and physical stores this holiday season, according to a survey conducted for...
Term vs. permanent life insurance: Which is right for you?
The biggest question to answer when purchasing life insurance is whether you need a term or permanent policy. Each type has advantages and...
Halloween: Tips to make your celebration a treat
As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability...
Personal insurance: Trends in construction costs
Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same...
Know the basics of employment practices liability
Like any business, your club has exposure to employment practices liability. Even in the most professional work environment, there are opportunities...
Don’t put it off: Assess your life insurance
Would you believe that 1 in 5 families with children under age 18 does not have life insurance? As shocking as that may be to many of us, a 2018...
Poison prevention: Safety tips for parents and caregivers
More than 2 million people – about half of them under age 6 – swallow or have contact with a poisonous substance each year, according to the...
Keeping up with the seasons: Time for fall tasks
We’re less than four weeks from the start of fall: time to start thinking about some annual tasks if you live in a part of the country with seasonal...
Don’t underestimate the risks of pressure washers
Pressure washers are a quick way to clean the dirt and grime from siding, driveways, decks, patios, lawn furniture and other items. But while...
Distracted Driving: Raise Your Hand If You’ve Done This
By Christopher Barger You’re driving along; the car in front of you swerves erratically, the driver apparently under the influence. As you pass, you...
Homeowner liability is more than child’s play
Before sending your children out to play, be mindful of the liability they can present. In many cases, your homeowner insurance covers damage to...