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Questions to help set home replacement cost

Questions to help set home replacement cost

by Steve Burgess | Oct 1, 2020 | Home Owners Insurance, Insurance, Natural Disasters, Tips for Homeowners, Uncategorized

When you’re buying homeowner insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss. Your...
Get serious about distracted driving

Get serious about distracted driving

by Steve Burgess | Sep 22, 2020 | Auto, Insurance, Tips for Business Owners, Tips for Homeowners, Uncategorized

Distracted driving has become an escalating and deadly problem. The National Highway Traffic Safety Administration recorded 2,841 distracted driving-related deaths on our nation’s roads in 2018 – 7.8% of all crash fatalities that year. While the number was down from...
Prepare your art to withstand hurricanes, floods

Prepare your art to withstand hurricanes, floods

by Steve Burgess | Sep 8, 2020 | Home Owners Insurance, Insurance, Natural Disasters, Protecting Your Business Equipment, Tips for Business Owners, Tips for Homeowners, Uncategorized

Just as you prepare your home for severe weather, consider taking steps to prevent damage to your valuable articles and collections. BEFORE THE STORM Prepare your home by adding protective hurricane shutters, hurricane glass windows and roof hurricane clips. Avoid...
Emergency planning: Is your family ready?

Emergency planning: Is your family ready?

by Steve Burgess | Sep 1, 2020 | Tips for Homeowners, Uncategorized

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in...
Prepare your home to prevent flood losses

Prepare your home to prevent flood losses

by Steve Burgess | Aug 25, 2020 | Home Owners Insurance, Tips for Homeowners, Uncategorized

You do not have to live in a designated flood zone to be susceptible to flood loss. Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance...
Professional liability coverage options for dentists

Professional liability coverage options for dentists

by Steve Burgess | Aug 18, 2020 | Business Insurance, Tips for Business Owners, Uncategorized

The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program director for Cincinnati’s dentist, veterinarian and optometrist programs. His article describes the differences between...
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