Technology enhances service but can’t replace relationships
By Steve Spray An independent agent brings expertise and emotional IQ to each client. Lives change and businesses grow and transform over time....
Prepare your property for wildfire, then review plans annually
By Dorothy Sarna and Matt Hunter Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make...
Review your business life insurance policy annually
By Dane Albright Life insurance can be a valuable part of your business plans. We recognize and expect changes in the economy, but the...
Pandemic put spotlight on virtual home inspections
By Mandelyn Gerhart Virtual home inspections, necessary during the pandemic, remain popular because of convenience. When you buy home insurance, the...
Summer! Time for play … and maybe some work, too
By Cincinnati Insurance Sharing a meal from the grill is a great way to kick off the summer this holiday weekend. Memorial Day traditionally marks...
Steps following a car accident can help in a crunch
By Cincinnati Loss Control If you are able, take photos to document circumstances of the accident. Your first instinct after a car accident may be...
Help your insurance agent help you
By Beth Holland Your agent is best positioned to advise you when they have all the facts. Your local independent insurance agent is prepared to...
Know the truth about insurance
By Beth Holland Just as you would before any important purchase, do some research before buying insurance. Most people research major purchases such...
Tips to help control insurance costs
By Beth Holland Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you may...
Enjoy the bicycle boom: 5 tips for safe riding
Make yourself visible no matter the time of day. Reflectors help, but flashing lights are even better. I put more miles on my bike than my car in...
A refresher on water sport and boating safety
Boating activity rose significantly during the pandemic, based on increased boat sales, new insurance policies and increased claims and calls for...
How to get the most from a shingled roof
Shrinking and expansion can reduce the life expectancy of a shingled roof. I bought my house with a new roof back in 2004. At that time, the roof...
Car mirror adjustment – lean into it
“The other car was in my blind spot!” I hear this frequently when discussing lane change or merge crashes that our policyholders have experienced....
Drizzle or downpour, drive safely in the rain
No matter what part of the country you live in, eventually everyone will encounter driving in the rain. Whether it’s a light sprinkle or a full...
Fleet tracking rewards drivers, businesses
What if a business owner could deploy technology that would monitor their vehicle fleet, help reduce expenses and encourage their employees to drive...
Insurance can protect your pandemic renovations
Consider all factors when calculating replacement cost after home renovations. If you are like millions of other people, during the pandemic you...
What’s included in a homeowner policy?
Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and...
Managing hiring risks during labor shortages
Many business owners are facing labor shortages made more acute by the coronavirus pandemic. As employers look to hire workers, they struggle to...
Tips to protect yourself from tax season scams
Taxpayers, beware of fraudsters out to trick you for your information. The IRS continues to urge Americans to be vigilant to tax return identity...
Landlords: 3 reasons to consider requiring renters insurance
Many tenants do not obtain their own renters insurance. Either they underestimate the value of their personal possessions or they incorrectly assume...
6 reasons renters need their own insurance
Renters insurance can provide affordable protection from loss. Most people know renters insurance covers belongings. But did you know it covers more...
Follow tips for portable heater safety
Space heaters offer a portable and relatively affordable means of taking the chill out of small spaces. But portable heaters are also a significant...
Older homes: Hidden gems, or hidden pitfalls?
Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character...
Inspection gives home buyer a deeper look
Inspect all the details of a home before you close on the purchase. Buying a home is the biggest and most valuable purchase most people make. Many...
7 reasons why single people need life insurance
Many believe life insurance isn’t a necessity while they’re single, but nothing could be further from the truth. Life insurance is for anyone, and...
How an independent agent stands out
If you’re not in the industry, you may have many questions when purchasing insurance. How do I know what type of insurance I need?How much coverage...