Woodchippers efficient, but demand extra caution
Woodchippers are an efficient way to clean up wood, fallen branches and other debris, but their force and rapidly moving blades pose serious...
Tips to protect taxpayers from identity theft during and after the pandemic
Taxpayers, beware of fraudsters out to trick you for your information. Tax return identity theft has reached such epidemic proportions that it tops...
Walking (and driving) in a winter wonderland
I don’t know about you, but I have noticed many more people out and about as the coronavirus pandemic lingers. In my neighborhood, people are...
The hidden effect of COVID-19 on fleet safety
If you’ve driven a motor vehicle since COVID-19 restrictions were initiated in March 2020, you’ve undoubtedly noticed fewer vehicles on the road....
Maintain your hardscape cobblestone and paver walkways
Cobblestone or interlocking paver driveways or sidewalks can be an attractive addition to your property, providing an architectural element not...
Never leave a wet floor unattended or unmarked
When unexpected spills, tracked-in snow or rain, leaking appliances or other sources lead to floor contamination, your employees’ response can...
Vacation nightmare… times two
They say that homes that experience one water loss are likely to experience more. After experiencing two separate water heater leaks in our home...
Consider safety before taking your restaurant outdoors
Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season....
Find your main water valve before crisis strikes
You are in your house. Suddenly you see water rushing out of the dishwasher. You need to shut off the water quickly to stop the flow and prevent...
Skiing: Is it worth the risk? A method to help you decide
In both our business and personal lives, risk is unavoidable. But accepting risk needn’t be “all or nothing.” You have options for mitigating an...
Sprinklers protect your home from biggest threat: Fire
Building a new home or considering a major renovation of your existing home? Consider installing or retrofitting with a fire sprinkler system....
Stab-Lok circuit breaker panels: What’s the deal?
Why has almost every insurance company taken a stance against Federal Pacific Stab-Lok circuit breakers? Short answer: They are known for starting...
The cold is setting in; 5 tips to keep warm
As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of...
Life insurance part of a business’s risk management
Operating a business requires you to manage risks to preserve assets and prevent losses. You’ve ensured that you have appropriate commercial...
When kids come to work: 5 tips for businesses and parents
The coronavirus pandemic has prompted business owners and their employees to find new ways to keep employees and their families safe and secure....
Precautions to take if you feel the earth shake
Imagine sitting down for a delicious meal with your family. You’re about to enjoy your first bite when you hear what sounds like a motorcycle...
Enjoy your patio heater this fall, but use it safely
Portable, outdoor gas-fired heaters – or patio heaters – are increasingly popular for use at home and in outdoor seating at restaurants, especially...
Low temperature sensor: A smart choice to protect your home
So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product...
Sprinkler systems – Effective when maintained
Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working...
Your safety rides on your tires
You and your passengers depend on your tires for a secure ride. Stay safe and save money by regularly maintaining your tires. The National Highway...
Questions to help set home replacement cost
When you’re buying homeowner insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement...
Get serious about distracted driving
Distracted driving has become an escalating and deadly problem. The National Highway Traffic Safety Administration recorded 2,841 distracted...
Prepare your art to withstand hurricanes, floods
Just as you prepare your home for severe weather, consider taking steps to prevent damage to your valuable articles and collections. BEFORE THE...
Emergency planning: Is your family ready?
Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other...
Prepare your home to prevent flood losses
You do not have to live in a designated flood zone to be susceptible to flood loss. Because most standard home insurance policies exclude coverage...
Professional liability coverage options for dentists
The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program...