by Steve Burgess | Nov 6, 2018 | Uncategorized
The biggest question to answer when purchasing life insurance is whether you need a term or permanent policy. Each type has advantages and limitations. To make the right decision, you should know and understand your options. Here are a few questions to consider: How...
by Steve Burgess | Oct 23, 2018 | Uncategorized
As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. Keep the following tips in mind to ensure Halloween is safe and...
by Steve Burgess | Oct 16, 2018 | Uncategorized
Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same or similar quality. This amount is not the same as market value, which is the value of comparable homes that have sold...
by Steve Burgess | Oct 2, 2018 | Uncategorized
Like any business, your club has exposure to employment practices liability. Even in the most professional work environment, there are opportunities for an employee to become disgruntled with employment practices. Many times, the result is a lawsuit or administrative...
by Steve Burgess | Sep 18, 2018 | Uncategorized
Would you believe that 1 in 5 families with children under age 18 does not have life insurance? As shocking as that may be to many of us, a 2018 study by LIMRA, a leading insurance and financial services trade organization, also found that 3 in 10 families would be in...
