Whether elementary or college age, students are heading back to school.

Continued effects of the coronavirus pandemic seem to assure that this will be a back-to-school season like no other. While every community and school district is likely to have its own protocols to cope with the threat of COVID-19, other experiences are universal and unchanging. Review our blog posts from prior years for safety and insurance tips that are especially important as school resumes.


First up: bus safety. Our video is a quick way to remind kids to follow safety rules when traveling to and from school.

Motorists should stay alert at school crossings and near school grounds. Children often misjudge the dangers of traffic.


When school is out for the day, many children are at home with caregivers or teen siblings. While it’s healthy to put the books aside and play outdoors, parents should assess the risks that are present in your own back yard.


Is your college student returning to campus? Think about the items that may require insurance protection, and speak with your independent agent to make sure you’re covered. Our Insurance 101 for the college student covers the basics students need to know about property and auto insurance.

If a college student should have a claim on their own or their parent’s policy, it’s helpful to have a record of all their possessions, and don’t forget computers, cell phones, bicycles or other items. College students, take stock of your stuff.

Parents can find more detail about the coverages that may be available through their homeowner policy.

Coverages described here are in the most general terms and are subject to actual policy conditions and exclusions. For actual coverage wording, conditions and exclusions, refer to the policy or contact Lndmark Risk Management & Insurance.